Insuring your A2

[SpeedEight]

Hi Guys,

I'm Ian, just signed up to the forum. I'm looking at an A2 TDi (75) SE (51 Plate) with a view to buying it.

I just had a plainly rediculous insurance quote of over £600 from my current insurer. I wondered where you guys go for insurance on these cars?

I'm 30, car will be on driveway, 2 years NCD, 3 points.

Thanks for any input!
Ian.

[vkx245l]

Wow! we used swiftcover.com this year. full NCDs and we're getting in abit (nearly 40!) but it was only £150!

Try confused.com or moneysupermarket.com if you can stand all the follow up spam.

Cheers

Jonathan

[convert]

The Wife has just insured our A2, 1.4TDi, Garaged, with myself and eldest daughter (27) on the policy. She used Confused dot com, and got a policy via the Postoffice (Underwritten by Norwich Union). Cost £266 less a £50 Postal order given by the PO.... Total £216 Fully Comp.

[HUWS66]

Hi I am with Sainsburys car insurance 40 years old 4 ncd no points £245.00 fully comp with green flag breakdown cover thrown in

[cahl]

Hi I am with Sainsburys car insurance 40 years old 4 ncd no points £245.00 fully comp with green flag breakdown cover thrown in
Almost the same as I pay, except I'm 25, live in Norway, and I (obviously) use another company. I don't know much about English companies, but 600 sounds awfully high.

[driveforward]

I'm 24, also called Ian, have an A2 TDI 75 Sport and the car's on the driveway.. 0 NCB and pay way less than £600. I'm with Elephant insurance.

I'd take a fast walk away from your current insurer!

[Darren C]

I'm 33, (as of wednesday - groan;) ), and my wife is 30. We both have years of full no claims discount, the car is stored on the driveway and I have just renewed with Admiral, (yesterday), for £306.60 for the pair of us. This is fully comp with 'protected' NCD and only £160 compulsory and voluntary excess.

The car is a 1.4 TDI (75), 05 plate with declared after market alloys.

I would definately take up the advice of others and shop around - online.

I am sure you will get a much better deal so don't defer buying this 'ace' little car on the basis of one insurance quote.:)

Regards,

Darren

[Aikon]

Likewise I have a 1.4tdi 52 SE with business use and 50000 miles a year, me at 33 and wife at 27 is £390 a year. Have got full no claims though.

[ULP]

Male, 29, 1.4TDI SE Garaged, Wife and I on insurance. 15,000 miles per annum and class one business use. £150 voluntary excess.

Full protected NCD but one recent claim and my renewal is due in November. I was paying £280pa but my renewal quote is looking like £350pa.

Darren, are you with SAGA? :)

[Darren C]

Cheeky Chris...

I assume that you mean am I a Sexy And Gorgeous A2OC'er - Well you know the answer to that one....;)

He who laughs last... I do believe one will not be in their twenties this time next year either!!:D

Cheers mate,

Darren (33 looking more like 23 - well one can always dream!!:( )


Darren, are you with SAGA? :)

[SpeedEight]

Thanks guys, some of those premiums sound a lot more like it. I'll give confused.com a go.

Ian.

ps: Convert, nice Wedge! :)

[adamski]

Hi

I have just got a quote for me, 24, 1 years NCB, car garaged, no mods, 25000 miles and business use.... £800 was the cheapest on confused.com...

Still half what the BMW was costing though!! :p

Adam

[humps]

I saw your quote and was almost gonna say good deal, consider you have 3pts too. Until I read the other A2OCers.. I think it is also largely depending on your post code as well. I've had my A2 insured at two different London zone 1 addresses (park on street, obviously!), my current address costs higher. I'm 28, 1yr NCD, 5k milage, clean license, 1 claim 2yrs ago, 550 for a 10 months NCD accelerator with Admiral.

[shugo]

Hi Hugh in Fife Scotland wife and myself car garaged full ncb protected both will be 40 next year £148 fully comp with brake down cover .the car is a 1.4 petrol se and is used as a every day car .We also have a range rover sport 54 plate (only untill Dec its got to go ) and paying £1200 a year fully comp but the new beast will be here in Dec the insurance is to be £2,232 fully comp but dont mind paying that for a weekend car

[jamiejackson1984]

i'm 22 male only paying £560.00 on a audi a2 1.4se 2002 that with direct line

[Skipton01]

Just to add to the figures, Tank costs £247.80 with Direct Line. That's for a 35 year old with maximum NCB in Oldham postal code area fully comp.

Cheers,

Mike

[robin]

maddys premium is £256 fully comp with me on as well
8 years NCB with budget i am 46 and maddy is 43 not a good post code as they aske where the car is parked at night which is at work as we work nights all the time

cheers
robin

[tedwood]

Have you tried using this one http://www.moneysupermarket.com/motor/?

Insured my A2 with bugdet insurance after lookin on there, cost me just over £300 TPFT with my 3 years no claims. not sure exactly but i think they look at something like 40 or 50 companies to find you quotes.

[adam7157]

What ever you do dont go with Norwich Union there an absolute rip i changed from a focus 1.6 zetec to my a2 and there was a fifty odd quidd increase.They said on there books the audi is group 8 very convenient.Also it was listed as no recomended alarm i phoned up to change this to the thatchman cat 1 alarm and immobiliser defaintly git to be a discount here still no change they said WxxxxxS total rip off merchants.

[HUWS66]

My insurance is due in a few weeks gota quote off swift.com £172.00 fully comp garaged 40 years old 5 years no claims well pleased:D :D

[garethgriff25]

Have you tried a comparison site like http://www.moneysupermarket.com/motor/ got a good deal through it :) ended up with tesco in the end.

[GordR]

Im with the NFU.. they were a lot cheaper than everyone i tried..

Im paying 500 odd at 17 with no NCB but i do have another member of the family on there which helps i guess.

1.4 SE Petrol

[manhattan$]

Check out my thread on car insurance.

Sign up to www.quidco.com make sure you are signed in and search through the insurance companies(i recomend prudential) get a quote, buy and receive cashback.

I received my £100 cashback last month so my insurance was £220 fully comp after the cashback.

I think it has now gone upto £130 cashback. :)

[GJR]

Direct line have given me a very good price the last two years...

[andyman]

I'm having trouble getting insurance quotes for ur A2 as none of the companies recognise a 2003 90bhp tdi they only have them from 2004??.
They keep putting it down as a 75bhp which it is not.
Anyone else get this problem?.

[Skipton01]

Have a look at the visible VIN number on the windscreen - it should read:

WAUZZZ8Z?N??????

THe number between the Z and N is the model year identifier and it's my bet that it'll be 4.

If so, don't worry about the insurers, tell them it is a 2004 car and then give them the reg number. There's nothing to say you can't make a car appear older than it really is.

CHeers,

Mike

[andyman]

Skipton there are two numbers between the Z and N they are 24 !!??.
Ollie was registered 2 dec 03.
All the bleeding insurers only list the 90 bhp as 2004!!??.

[Skipton01]

Yes, sorry, the first digit is just a filler, a bit like the '0' and '5' in the UK reg plates at the moment.

As I thought, your car is a 2004 model year (hence the 4), so don't worry about the insurers.

I had a similar problem with my old Fiat Punto - apparently a 55SX didn't exist in 1998!! I even had a heck of a job to get Audi to take it as PX for The Little Tank as they were very suspicious of it.

Cheers,

Mike

[andyman]

Thanks for that but why if its a 2004 model did it get registered dec 2003??, strange?.

[Skipton01]

No - it's a 2004 MODEL YEAR.

Model years run from about August to August, for example, Tank is a '54' reg (October 2004) car, but is actually a 2005 model year (WAUZZZ8Z15N??????). There's no particular rhyme or reason for it, but there again, why am I reading the June edition of PC Pro magazine in April!?!?!?

Cheers,

Mike

[andyman]

Ah so I have a late 03 reg'd car that is an early 04 models!!??, I think I gedit:o .
Your behind on reading your mags cos your always on here answering Q's from numnuts like me:o -Bless ya;)

[Skipton01]

Ah so I have a late 03 reg'd car that is an early 04 models!!??, I think I gedit:o .
Your behind on reading your mags cos your always on here answering Q's from numnuts like me:o -Bless ya;)
I'm actually 2 months ahead of myself, if you believe the publishers!!!

Cheers,

Mike

[andyman]

he he he I though you meant last June!!??, Now youve confused me even more unless your a medium or something lol.