It is with a very heavy heart that I must report that I received news today that my car has been declared as a total loss by the insurance company.
WIthout the boring detail it was flood damage caused by driving through water. All was fine till white van drove through the other way creating the mother of waves. Anyway never going near water again! Car ended up at Audi dealer due to "specialist" damage being beyond the approved insurance repairers.
Engine gone, ECU suspect as is the convenience unit plus poss turbo damage.
To say I am gutted is beyond how I feel right now. I very much doubt the insurance will value the car sensibly but we shall see. The other issue I have is that it has the sports red leather, RNSe that I installed and I would like to safeguard these as no other cars (tdi sports) are specced with these in the uk at the moment. I feel the only way is to safeguard these is to take the car plus cash settlement. Firstly what is it worth:
2003 tdi sport 102k with immaculate documented history, working open sky roof, red leather, RNSe with bluetooth, fogs plus usual sport spec. 2 owner car that was v clean for age and miles.
Secondly salvage value if I keep the car as insurance payout
options:
1. I can then either swap engine myself - keep same car but concerns are water ingress in electrics
2. Swap interior dash etc into replacement car then sell complete car for spares - realistic ebay sale values of complete salvageable car?
3. Take the money and run, least hastle but cant stomach to loose the spec!
Mind is all over the place at the moment and need to devise a plan!
Thanks in advance for any pointers.
Paul
WIthout the boring detail it was flood damage caused by driving through water. All was fine till white van drove through the other way creating the mother of waves. Anyway never going near water again! Car ended up at Audi dealer due to "specialist" damage being beyond the approved insurance repairers.
Engine gone, ECU suspect as is the convenience unit plus poss turbo damage.
To say I am gutted is beyond how I feel right now. I very much doubt the insurance will value the car sensibly but we shall see. The other issue I have is that it has the sports red leather, RNSe that I installed and I would like to safeguard these as no other cars (tdi sports) are specced with these in the uk at the moment. I feel the only way is to safeguard these is to take the car plus cash settlement. Firstly what is it worth:
2003 tdi sport 102k with immaculate documented history, working open sky roof, red leather, RNSe with bluetooth, fogs plus usual sport spec. 2 owner car that was v clean for age and miles.
Secondly salvage value if I keep the car as insurance payout
options:
1. I can then either swap engine myself - keep same car but concerns are water ingress in electrics
2. Swap interior dash etc into replacement car then sell complete car for spares - realistic ebay sale values of complete salvageable car?
3. Take the money and run, least hastle but cant stomach to loose the spec!
Mind is all over the place at the moment and need to devise a plan!
Thanks in advance for any pointers.
Paul