Indeed, Mike, the opportunities for using 5th are reduced by having the longer gear. DJ190 has a shorter-longer-5th, precisely because the areas where he drives most won't allow for the 0.659 ratio to be used, meaning a change to the 0.659 ratio would probably cause an increase in his fuel consumption.
It all depends on your circumstances, I suppose. At the moment my A2 gets used either for a very short drive to work, where I barely get the opportunity to change out of 4th, or long-distance motorway cruising. So, for me, the 0.659 ratio is a no-brainer. As my own circumstances change, I may find the gearing set-up less than ideal. I guess a 6-speed box provides the very best of all worlds and remains flexible.
Tom