Insurance costs - Renewal 2024 / new policies ?

Our A2 1.4 Petrol Insurance is £19.66 per Month with Quote Me Happy. Fully Comp. Domestic and Pleasure Only. No Commuting. Insured on Mrs Policy. She has 4 Years Protected NCD. No Claims. Me as Named Driver.

Our 2017 ( 67 ) RS6 Avant Insurance is £56.88 per Month also with Quote Me Happy. Fully Comp. Domestic and Pleasure Only. No Commuting. On one of my Policies. 10 Years Protected NCD. 1 Minor Fault Claim last Year. Mrs as Named Driver.

Steve U
What is a "minor fault claim"?
 
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